PMDD Prevention for Insurers & Occupational Health Services
Prevent disability claims through early intervention
PMDD is an underidentified but significant cause of long-term disability in women between 25-45 years. Without timely intervention, PMDD often escalates to burnout, depression or anxiety disorder, with average dropout costs of €250,000-€400,000 per disability case. Research shows that 12-18% of all disability claims in women of childbearing age have an unrecognized hormonal component. The PMDD Resilience Program offers a cost-effective, scalable preventive intervention that can reduce disability claims by 60-75% when deployed in the early phase of absence.
Return on Investment
Concrete results and measurable impact on your organization
Common challenges
Many organizations recognize these challenges. Discover how the program helps.
Misdiagnosis as burnout or depression
Occupational physicians and absence coaches often don't recognize PMDD and treat it as burnout. This causes women to be treated for months with the wrong intervention, prolonging absence and increasing disability risk.
Escalation to long-term disability
Without treatment, PMDD worsens over time. What starts with 2-4 days absence per month escalates to complete disability within 2-3 years. Early intervention is crucial.
High costs per disability case
A disability benefit for a 35-year-old woman costs an average of €250,000-€400,000 over 5 years. Prevention is 10-20x cheaper than benefit costs.
Scalability of interventions
Traditional re-integration tracks are labor-intensive and expensive. A digital, scalable intervention can reach thousands of women simultaneously at a fraction of the cost.
Benefits for your organization
- Disability prevention: 60-75% reduction in long-term disability through early recognition and intervention
- Cost-effective: €2,500 program costs per participant vs. €250,000-€400,000 disability benefit - ROI of 100:1
- Scalable: Digital program can reach thousands of policyholders simultaneously without extra staff
- Evidence-based: Methodology based on NICE guidelines, Dutch Society for Obstetrics & Gynecology and international research
- Integration with occupational health: Works alongside existing re-integration tracks, strengthens effectiveness of occupational physician
- Data-driven: Extensive monitoring and reporting for continuous improvement and ROI demonstration
- White-label option: Offer under own brand name as part of prevention portfolio
- Prevention instead of cure: Focus on early intervention prevents escalation to heavier (more expensive) care
What makes the program effective?
Early screening: Identification of PMDD risk in women with recurring absence (cyclical pattern)
Preventive track: 12-week evidence-based program prevents escalation to long-term dropout
Re-integration support: Guidance with gradual return to work with sustainable employability
Occupational physician collaboration: Reporting and coordination with occupational physicians for integrated approach
Medication support: Education and adherence tools for SSRIs and hormonal treatment
Monitoring and reporting: KPIs such as absence duration, re-integration success and disability prevention
Success stories
Occupational health service, 50,000 insured
Disability prevention in 18 of 25 high-risk cases
“We did a pilot with 25 women who had been sick for more than 6 months with "unexplained complaints". After PMDD screening, 80% turned out to have PMDD. With the program, 18 women fully returned to work, 5 partially recovered and only 2 progressed to disability. That is a saving of at least €2.9 million in benefit costs.”
Health insurer, 200,000 insured
ROI of 85:1 in first year
“We offered the program to women with recurring absence. 320 women participated (cost €800,000). We prevented 14 disability benefits, which saves €68 million over 5 years. Even if you only count the first year, the ROI is 85:1.”
How does implementation work?
Easy and fast to implement, without extra workload for your organization.
- 1
Data analysis (month 1): Analysis of your current absence and disability figures in women 25-45 years, identification of potential PMDD cases
- 2
Business case (month 1): Detailed ROI calculation based on your specific population and benefit costs
- 3
Pilot setup (month 2): Selection of 25-50 high-risk cases (women with > 6 months absence and cyclical pattern) for pilot
- 4
PMDD screening (month 2-3): Screening of pilot group with DRSP questionnaire and intake by behavioral expert
- 5
Program start (month 3-6): 12-week track for screened PMDD cases, with weekly monitoring
- 6
Evaluation and scaling (month 7): Measurement of absence reduction, re-integration success and disability prevention. With positive result: rollout to full population
Let's get acquainted
Discover how the PMDD Resilience Program can help your organization reduce absenteeism and improve employee wellbeing.